A solid application to convince lenders
Business financing depends on the quality of the application: forecasts, financing plan, presentation of the project and the team. We help you build it, then present it to our partner lenders.
Depending on your project, several solutions can be combined: bank loan, leasing, interest-free founder loan, Bpifrance guarantee if eligible. We look for the most suitable arrangement.
What needs can be financed?
- Start-up and takeoverBusiness goodwill, shares, start-up needs.
- EquipmentMachinery, company vehicles, IT.
- Cash flowWorking capital needs, payment delays.
- Commercial propertyPremises, retail units, offices.
How it works
Business financing: the steps
- STEP 1
Your project
Present your business and your financing needs.
- STEP 2
The application
Together we build a clear, costed application.
- STEP 3
The lenders
We present it to lenders suited to your sector.
- STEP 4
The financing
You sign with the chosen lender.
Good to know
What you need to know before committing
Amounts and terms are indicative, subject to approval of your application by the lender.
- A well-prepared applicationRealistic forecasts and a clear financing plan improve your chances.
- GuaranteesA personal guarantee or a guarantee (Bpifrance, surety company) may be required.
- LeasingFor equipment, leasing lets you finance without a deposit and preserves your cash flow.
Which documents are needed for a business loan?
For a start-up: project presentation, 3-year forecast, financing plan and personal documents. For an existing company: the latest balance sheets and income statements, recent accounts and details of the project to be financed.
Can a business start-up be financed?
Yes. Lenders generally ask for a personal contribution, often reinforced by an interest-free founder loan. A Bpifrance guarantee can help secure approval depending on your project.
What is leasing?
Leasing (crédit-bail) is the rental of equipment with an option to buy at the end of the contract. It lets you finance machinery or vehicles without tying up your cash, and lease payments are generally tax-deductible.
Our other solutions
Another project to finance?
Personal loan
A sum you can use freely, with fixed monthly payments throughout the term.
Learn more →Car & motorbike loan
New or used vehicle. The loan is cancelled if the sale does not go ahead.
Learn more →Mortgage
Main home, second home or buy-to-let: rate, insurance and guarantees negotiated.
Learn more →Home improvement loan
Renovation, extension, energy upgrades: add value to your home.
Learn more →Debt consolidation
A single monthly payment that fits your budget. A longer term may increase the total cost.
Learn more →A project to finance?
Apply online. An adviser will get back to you within 24 working hours.