Independent credit broker
The right financing, negotiated and clearly explained.
Personal loan, car loan, mortgage or debt consolidation: we compare offers from our partner lenders and support you all the way to signing.
Our solutions
Financing for every project
We review your situation, then look for the right solution among the lenders we work with.
Personal loan
A sum you can use freely, with fixed monthly payments throughout the term.
Learn more →Car & motorbike loan
New or used vehicle. The loan is cancelled if the sale does not go ahead.
Learn more →Mortgage
Main home, second home or buy-to-let: rate, insurance and guarantees negotiated.
Learn more →Home improvement loan
Renovation, extension, energy upgrades: add value to your home.
Learn more →Debt consolidation
A single monthly payment that fits your budget. A longer term may increase the total cost.
Learn more →Business financing
Start-up, growth, equipment or cash flow for entrepreneurs.
Learn more →How it works
Four steps, no surprises
- STEP 1
Your application
Describe your project online in a few minutes.
- STEP 2
The review
An adviser calls you back and reviews your budget with you.
- STEP 3
The offers
We compare the proposals and present the most suitable one, APR included.
- STEP 4
Signing
You sign with the lender. The funds are released after the legal waiting period.
Our commitments
A transparent intermediary, from the first call to signing
- Clear conditionsAPR, total cost and representative example provided before any commitment.
- No fees before the loanNothing is asked of you before the funds are released, in accordance with the law.
- A dedicated adviserOne person handles your file, reachable by phone and email.
- Responsible lendingWe check your ability to repay with you before making any proposal.
Representative example
Personal loan
- Amount borrowed
- 10 000 €
- Term
- 48 months
- Fixed borrowing rate
- 4,90 %
- Monthly payment
- 229,83 €
- Total amount payable
- 11 031,84 €
- Fixed APR
- 5,01 %
Non-contractual example, subject to approval of your application by the lender. Arrangement fee: €0. Optional insurance not included.
How much does your service cost?
Reviewing your application is free. If broker fees apply, they are set out in a written agreement signed before any action is taken, and are only due once the funds have actually been released.
Which documents do I need to provide?
Your adviser will give you the exact list after the initial review: ID, proof of address, proof of income. Documents are exchanged through a secure channel, never by instant messaging.
How quickly will I get an answer?
An agreement in principle within 48 working hours of receiving a complete application. The final decision rests with the lender.
Can I change my mind?
Yes. For consumer credit, you have a 14-day withdrawal period after signing the offer. For a mortgage, a 10-day reflection period applies before you can accept the offer.
How can I spot a fraudulent loan offer?
Be wary of any request for payment before the funds are released (“application fees”, “insurance”, “release fees”). Check an intermediary’s registration on orias.fr.
A project to finance?
Apply online. An adviser will get back to you within 24 working hours.